Foreign Home Buyers Ban
UPDATE: on February 4, 2024 the Government of Canada announced a two-year extension to the ban on foreign ownership of Canadian housing. Disclaimer: the comments… Read More »Foreign Home Buyers Ban
Mortgage
Mortgage Broker
There are many advantages to working with a trusted and reliable licensed Mortgage Broker They are tightly regulated in Canada. Each Province has a licensing… Read More »Mortgage Broker
Mortgage Refinance vs Mortgage Renewal
In this post we will learn talk about the basics of what is the difference between a mortgage refinance vs mortgage renewal.There are different reasons… Read More »Mortgage Refinance vs Mortgage Renewal
Title Insurance
What is title insurance? According to the Financial Services Commission of Ontario FSCO “Title insurance is an insurance policy that protects residential or commercial property… Read More »Title Insurance
Debt Consolidation
Advantages to debt consolidation Canadians who own real estate can perform debt consolidation to save on high interest rates. Canadian household debts are at all… Read More »Debt Consolidation
Mortgage Stress Test
How does the Mortgage Stress Test affect you Approximately in 2016 the mortgage stress test rules were introduced. Since then, it has become harder for… Read More »Mortgage Stress Test
Winter Cottage
Applying for a winter cottage mortgage Did you know that financing is available for winter cottage properties at competitive rates? Whether for purchasing or refinancing.… Read More »Winter Cottage
Credit Card Debt
Credit card debt levels Be very careful with your credit card debt levels. Ideally you want to purchase items with your credit card and make… Read More »Credit Card Debt
First Time Home Buyer
Mortgage solutions for the first time home buyer Are you a first time home buyer? Considering home ownership? We can let you know how much… Read More »First Time Home Buyer
Home Equity Line of Credit
The less mortgage you have the more home equity line of credit you can get. A popular product amongst Canadian real estate owners is the… Read More »Home Equity Line of Credit